html,body {margin:0;padding:0;}
form {margin:0;padding:0}
body,td,p {font-family: Arial, Helvetica, sans-serif;font-size: 13px; color:#000000}
a {color: #235997;text-decoration: none}
a:hover {text-decoration: underline}
p {padding-bottom: 12px;margin: 0px}
ul,ol {margin-top:0;margin-bottom: 12px}
h1 {font-size: 14px;font-weight: bold;margin: 3px 0px 10px 0px}